THERE IS A DIFFRENCE. The right title insurance company – or the wrong one – can have an enormous impact, not only on the outcome of your closing, but the entire process. One of the most important things you can do when buying a property or refinancing is to choose the right title insurance company. When negotiating the contract the parties determine who has the right to select the closing title company and it should be emphasized that this negotiated term is just as important, if not more, as any other negotiated term.
Here are questions a buyer should ask before selecting a title insurance company or a closing attorney:
How long have you been licensed in the State of Florida?
What is your experience regarding complex non-standard transactions?
Is an experienced attorney located, on site, were the closing is processed and conducted? If so what is their experience?
Has there ever been a claim against your Errors and Omissions Insurance Policy?
How many escrow disputes have you been involved with and what was the out come?
How long have you been closing real estate transactions in South Walton?
Do the company’s owners live in South Walton and the 30-A area?
How familiar are you with the type of property and the area I want to purchase?
Do you have references from sellers, buyers or lenders who have used your services?
Does your company have a published code of ethics or standards of practice?
Will you guarantee that any information I give you will be kept confidential unless I approve otherwise?
While others may claim to have experience there is no disputing our experience with complex real estate transactions in this geographical area. Our attorneys and professionals have been here the longest and have worked with various market leading developers, investors and end users to structure and close “real estate deals” that only the most experienced closing attorneys are qualified to handle. It is this experience that, other companies simply cannot bring to the table, and that you as a client of Watson Sewell Title will benefit from. Lets face it ANYONE can close a simple transaction it is when the transaction is complex or something goes wrong that you need the very best.
