Homeowners association dues prorated to date of closing
Inspections required by FHA/VA or contract*
Final inspection*
Loan discount points (negotiable)*
Tax service fee
Underwriting fee* (VA Only)
Document preparation fee* (VA Only)
Assignment of mortgage
Termite inspection (VA only)
Home warranty (if applicable)
Flood certification fee
Closing and Search Fee
Overnight Courier fee (if applicable)
TYPICAL BUYER EXPENSES
Recording fees for deed: $10.00 first page; $8.50 each additional page
Recording fees for mortgage: $10.00 first page; $8.50 each additional page; will be approximately $180.00
Doc stamps on mortgage: $.0035 x mortgage amount
Intangible tax on mortgage: $.002 x mortgage amount
Simultaneous Issue mortgagee title insurance: $325.00 to $350.00
ALTA Endorsements: $50.00 to $65.00 each
Florida Form 9: 10% of promulgated rate
Homeowners association dues, capital contribution and transfer fee (if applicable)
Condominium approval fee and dues (if applicable)
Survey (if applicable)
1st year homeowners insurance and flood insurance (if applicable)
Prepaid interest - day of closing through end of month*
Loan origination fee and points*
Loan discount points (negotiable)*
FHA upfront MIP - FHA only
VA Funding fee - VA only
Closing fee/FHA
* Please check with lender for these costs and any other charges lender may require. Fees and types of costs vary for each lender. A lender is required to prepare a Good Faith Estimate for any costs incurred in connection with a new mortgage.
TYPICAL EXPENSES NEGOTIATED BETWEEN THE SELLER AND BUYER AS PART OF THE CONTRACT
Doc stamps on deed: $.0070 x sale price.
Owners title insurance policy and related Closing and Search Fee
Charges shown are estimates only. Actual charges may vary depending on lender and contract requirements. Please refer to your contract and verify costs with your lender.
